Technology Solutions

NavPros technology solutions are designed to support mortgage banking best practices from origination to servicing.  Today, Lenders need a complex system in place to support an efficient data driven paperless mortgage process.  Implementing a convergence of technologies are necessary to compete and remain profitable. We provide a secure rules-based integrated system to support a mobile borrower experience, Optical Character Recognition (OCR), and e-Lending objectives that are private labeled for our lending partners.  This ensures Lenders and their borrowers receive superior service and that loans are efficiently closed and delivered to the end investors.  Our team is experienced in enterprise systems and expertly manages the tools and software applications needed to support regulators audited controls.

Our technology specialists have designed and support systems with private label support for Lenders.  That means our clients get advanced applications that are refined in a collaborative environment, as opposed to each Lender being required to establish their own independent business practices – a scenario that often results in inconsistent services across the industry. With these advanced tools at their disposal, our customers get superior technology that require significant investment at a fraction of the cost.

  • WEB BASED
  • CONSUMER PORTAL
  • CUSTOMER PORTAL
  • LOAN ORIGINATION SYSTEM
  • AUTOMATED VENDOR INTEGRATIONS

Private Labeled Point of Sale (POS)

Online applications, quick quote pricing tools and borrower portals are available to ensure superior client facing experiences for our Lender customers.  A dynamic rules-based engine ensures the online interview process and online status portal pages provide an accurate data/document collaboration process.  These web-based tools are configured to support:

  • Customized website color schemes and graphics
  • Branch, loan officer and staff bio pages
  • Borrower loan status pages with ability to use drag and drop or mobile camera features
  • Two-way secure messaging integrated between applicants, Lenders and NavPros support team
  • Custom credit reporting integration (Optional)
  • Customized website menus and content (Optional)

Private Labeled Loan Origination System (LOS)

NavPros technology experts provide the following administrative services to customize NavPros technology for customers:

  • Lender user setup and configuration based on preconfigured roles integrated into our advanced automated workflow
  • Rules engine and Artificial Intelligence (AI) utilized to identify required data and documents in real time
  • Virtual file collaboration to send and retrieve file images necessary to complete the credit file or satisfy conditions
  • Standardized reporting with weekly distribution to the lender’s management team
  • Virtual file organization and Optical Character Recognition (OCR) to support online collaboration and imaged file retention
  • Vendor management for credit, flood, fraud, compliance, appraisal and automated underwriting system (AUS)
  • Integrated Product and Pricing Engine (PPE) which can be customized to support a Lender’s portfolio lending products (Optional)
  • Integrated eLending to streamline the Loan Estimate, Closing Disclosure and loan closing processes
  • Online forms to validate closing instructions, view compliance findings and obtain loan balancing details

We also offer Loan Origination System table customization, which gives each Lender the ability to have the following workflow customized for their specific requirements:

  • Fees – Based on Lender channel, branch, loan type, transaction type and property type
  • Loan programs – Select from our default loan program menu, or offer customized options to support your portfolio lending objectives
  • Workflow and processing requirements – Customized Lender tasks, conditions or documents can be tracked to support a Lender’s unique lending requirements
  • Print forms – Lender or investor specific forms to adhere to existing workflow and lending practices

The technology challenges Lenders face are not unique; Lenders of all sizes share similar obstacles. The proprietary mortgage industry technology from NavPros is designed to help Lenders clear their most trying technology hurdles, for the benefit of their budgets and their borrowers. We offer private labeled “Big Bank” systems for Lenders of all sizes.  Our expertise and ROI can’t be matched.

To learn how Navigator Lending Solutions’ Strategic Partner services can be tailored to meet your mortgage lending needs, contact us today at 727.536.2000. A knowledgeable representative will be glad to speak with you.